American Home Shield Pool Coverage

Do Any Home Warranties Cover Roofs

Home warranties do not cover a full replacement of your roof. Your home warranty contract will cover repairs due to leaks. Roof replacement may be handled by your homeowners insurance coverage. Be sure to document the damage as soon as you notice it, such as after a storm or when the leak suddenly happens.

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Home Warranty Pool Exclusions

Any pool components that arent necessary for the function of the pool may not be covered under a home warranty policy. For example, decorative pool features like fountains or handrails may not be covered. Again, it depends as policies differ from company to company, so read the complete home warranty pool coverage details before signing a contract.

In some cases, secondary damage will not be covered under the pool policy. For example, if components of your pool cause damage to your home, the damage to your home may not be covered. Also, keep in mind, above-ground pools do not typically qualify for pool coverage under a home warranty policy.

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American Home Shield Rating And Review

American Home Shield scored 4.3 out of 5 stars in our rating system. A few highlights include its flexible service call fee model and affordable basic plan that provides excellent coverage for built-in systems and appliances. A potential downside for some homeowners is that AHS offers limited add-on options.

Heres how we rated American Home Shield in key categories:

• Available Plans : AHS offers variety with three plan options, two of which are combo plans.
• Plan Coverage : AHS rated well for its plan coverage for built-in systems, which covers all the major home systems without a preset coverage cap. AHS provides appliance coverage with high coverage caps. However, it doesnt offer as many add-on options as its competitors, and it doesnt cover built-in trash compactors.
• Price Range : AHS offers a flexible service call fee model and at least one plan for less than $45 per month.
• Industry Reputation : AHS provides service contract transparency, has been in business for more than 50 years, and maintains a good reputation on third-party sites, such as the Better Business Bureau.
• Customer Support : AHS gives customers an easy-to-use online customer portal and 24/7 claims support.
• Additional Features : AHS allows you to choose your own contractor and transfer your policy.

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Select Home Warranty Vs American Home Shield

If youre in the market for a home warranty, youve likely come across Select Home Warranty and American Home Shield . Both are top-rated home warranty providers that offer affordable coverage, comprehensive plans and 24/7 customer service. Keep reading to find out which provider has the best home warranty for you.

In This Article:

Todays Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

Which Home Warranty Companies Offer Pool Coverage

Our research team examined every major home warranty company in the industry using data on their coverage levels, cost, quotes and claims processes, customer service, and more. To do this, we received real price quotes and talked to representatives from each company.

The two home warranty providers discussed below offer pool coverage as optional add-ons and also have some of the best home warranty plans in the industry. We recommend getting a free quote from both of them so that you can compare their offers against each other.

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Our Recommended Swimming Pool Warranty Providers Based On Our Research

• Valves, limited to back flush, actuator, check, and 2 and 3-way valves
• Relays and switches
• Pool sweep motor and pump
• Above ground plumbing pipes and wiring

Not Covered by

• Portable or above ground pools/spas
• Control panels and electronic boards
• Ornamental fountains, waterfalls and their pumping systems
• Pool cover and related equipment
• Fill line and fill valve
• Built-in or detachable cleaning equipment such as, but not limited to, pool sweeps, pop up heads
• Turbo valves, skimmers, chlorinators, and ionizers
• Fuel storage tanks

• Valves, limited to back flush, actuator, check, and 2 and 3-way valves
• Relays and switches
• Pool sweep motor and pump
• Above ground plumbing pipes and wiring

Not Covered by

• Portable or above ground pools/spas
• Control panels and electronic boards
• Ornamental fountains, waterfalls and their pumping systems
• Pool cover and related equipment
• Fill line and fill valve
• Built-in or detachable cleaning equipment such as, but not limited to, pool sweeps, pop up heads
• Turbo valves, skimmers, chlorinators, and ionizers
• Fuel storage tanks

• Pool sweep motor and pump

• Portable or above ground spas
• Access to pool and spa equipment
• Ornamental Fountains, waterfalls and their pumping systems
• Auxiliary pumps
• Pool cover and related equipment
• Fill line and fill valves
• Built-in or detachable cleaning equipment including, without limitation, pool sweeps, pop-up heads, turbo valves, skimmers, chlorinators, and ionizers
• Fuel storage tanks
• Salt water generators and components

Spa

Do You Need A Home Warranty

A home warranty protects you from paying expensive, out-of-pocket costs for repairs or replacements on major systems or appliances. Consider this example: according to House Method, dishwasher repairs cost an average of $150. If you have a home warranty plan with American Home Shield, the repair would only cost you the $100 service fee, saving you 33% on the repair.

If you own aging appliances or systems, investing in a home warranty could be a smart decision. Many home warranty companies dont protect items of a certain age, but American Home Shield covers your systems and appliances no matter how old they are. Additionally, the company doesnt require a home inspection before buying a home warranty.

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What Does A Home Warranty Cover

Home warranties cover your homes internal components, such as built-in systems and appliances. Built-in systems typically include items such as your HVAC unit, ductwork, electrical, and plumbing. Commonly covered appliances include dishwashers, ranges, ovens, stoves, laundry machines, refrigerators, and built-in microwave ovens.

Best Home Warranty Companies For Pool Coverage

Whether youre a family outnumbered by kids or empty-nesters on permanent vacation, a swimming pool can be an attractive amenity for all types of homeowners. But pool ownership is undoubtedly an investment of both time and money. Securing a home warranty with pool coverage can help cover the cost to repair or replace electrical systems, filtration, and other mechanical pool components prone to normal wear and tear over time.

Here are the top picks to help your pool stay open.

• 4.9 out of 5 stars
• Superior cost-to-coverage ratio

• 4.8 out of 5 stars
• Lowest service fee

• 4.7 out of 5 stars
• 50+ years in business

Weve pinpointed the best home warranty providers nationwide, specifically honing in on the breadth of their in-ground pool and spa coverage. Read on to learn more about what a pool warranty covers, how much itll cost, and which carrier might be suitable for you.

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Select Home Warranty Coverage

Select Home Warranty offers a Bronze Care, Gold Care and Platinum Care plan. The Bronze Care plan covers appliances, while the Gold Care plan covers home systems. The Platinum Care plan combines the coverage found in the Bronze and Gold Care plans and adds coverage for garage-door openers and plumbing stoppages.

Additionally, Select Home Warranty offers free roof leak coverage and these optional add-ons: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump

American Home Shield Service

American Home Shield has a 30-day waiting period before you can file a claimthis prevents customers from using their home warranty on a system or appliance that was already broken when the warranty term started. You can file a claim on your American Home Shield portal 24 hours a day, seven days a week.

When you file a claim, American Home Shield promises to initiate service within 48 hours of receiving the claim. If youd like to use your own service contractor for repairs instead of letting AHS appoint one for you, you can get your technician approved in advance and receive reimbursement for the repairs. To be approved by American Home Shield, your technician must be licensed and insured in your state.

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Top 5 Best Home Warranty Companies For Pool Coverage

Owning a swimming pool can be one of the best parts of having a home. Spending warm summer days in your backyard enjoying your pool with your family is an ideal way to spend your day off that is until theres a breakdown. Having a pool means a heavy load of responsibility and maintenance to keep it in top-tip shape. A home warranty can protect you from expensive repairs and repairs on several parts of your pool including the heater, pump, filter, gaskets, motor, and more. Take a look at our top-rated best home warranty companies to find out if one could be the perfect fit for your home.

In this guide, we will cover . . .

• The best home warranty companies for pool coverage in 2022
• Costs of owning and maintaining a swimming pool
• Pool warranty limits and exclusions
• Common pool ownership complaints and concerns

Types Of Damage Covered By American Home Shield Warranty

American Home Shield covers a specific set of types of damage to your property. Any cause of damage or malfunction outside of these categories, or any damage from a specifically excluded cause, will not be paid for.

Covered damage causes include:

• Poor maintenance, rust or corrosion
• Improper installation or previous repair
• Unknown pre-existing conditions

The fact that AHS covers poor maintenance and neglect as acceptable causes of damage is notable. Most home warranty companies exclude damage to appliances due to neglect or poor maintenance.

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Does A Pool Warranty Adequately Protect Your Pool

The pool warranties mentioned above provide some value, but extended protection is ideal for homeowners with pools. This is especially the case for homeowners without large amounts of savings to protect themselves from unexpected, expensive repairs.

The table below shows you the cost of some common pool repairs or replacements, according to Fixr.com. As you can see, the cost of pool repairs varies widely. Some repairs are relatively cheap, while others cost well over a thousand dollars.

Issues Covered And Not Covered For Pools In Home Warranties

The most difficult part for pool owners investing in pool coverage for their home warranty is figuring out whats actually covered. After all, if it doesnt cover the most significant issues, such a policy wont be of much help when an issue actually arises.

On the whole, pool coverage generally tended to be more specific about what wasnt covered than what was covered. We undertook an in-depth textual analysis of the warranty language for the companies we sampled to reveal what it told us about their coverage or lack thereof.

On average, the policies spent an average of 37 words describing what was covered. They used almost twice as much space, 68 words on average, to detail what wasnt covered. 3 of 19 companies didnt disclose what they covered at all.

The sections on what was covered from the 16 companies who provided them included several common elements and were analyzed for the frequency of coverage for common items. Most often mentioned was the heater , the filtration system , the pump , and above-ground components .

Unfortunately, the data revealed that it is often far easier to make a list of items that home warranties dont cover for pools. The most commonly mentioned items that were not covered included lights , jets , liners , and cleaning equipment .

Based on the grouping by coverage limits previously discussed, most pool owners would likely wish to opt for a warranty that is at least rated as average, if not above average.

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American Home Shields Services

American Home Shield has three plans to protect your homes appliances and systems. Be aware that once you sign up, theres a 30-day waiting period before you can make a home service request. However, unlike some competitors, American Home Shield covers you without requiring a home inspection or maintenance records.

Fixes For Common Pool Problems

Let an American Home Shield home warranty cover repairs from normal wear and tear on your pool parts. Learn more about what we cover so you can enjoy your pool!

Did you know that American Home Shield covers pool parts? We offer different packages to give homeowners the exact coverage theyre looking for including packages with swimming pool coverage.

Optional pool-related coverage may also be added to include:

• Swimming pool or spa equipment
• Salt water pool equipment

If youre a pool owner, you know there’s a whole host of pool problems that could affect your plans for fun in the sun. American Home Shield can give you the peace of mind that comes with knowing many of your pool parts are covered by warranty. If your blower motor fails, well replace it. If you find yourself with a broken pool pump, thats covered, too. If the pump tube wears out, we’ll take care of it.

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How Does A Home Warranty Work

Though its not an official insurance policy, a home warranty functions similarly to insurance. To keep the policy active, you will have to be current on all monthly fees and service fees. When you file a claim, you will be responsible for a previously agreed-upon service charge, which is typically paid to the contractor or technician that diagnoses your malfunctioning item.

If the claim is approved and determined to be a covered item, the home warranty provider will pay to repair or replace the malfunctioning item up to the coverage limits outlined in the service agreement.

Are Home Warranties Worth It

Home warranties are worth it for any proactive homeowner that wants to save money on future repairs and replacements for their homes essential items. One of the most helpful ways of framing the usefulness of a home warranty policy is considering the most expensive and most likely repair that may arise during the plan term, typically about a year.

If this repair seems out of your budget, a home protection plan can help you minimize the amount of financial burden youre under in the long run when the repair or replacement becomes necessary.

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Basics Of Home Warranty Pool Coverage

A home warranty covers the repair and/or replacement of a covered appliance or home system. By adding optional pool coverage, you can protect your pool against certain breakdowns. A home warranty provides specific coverage and is not a manufacturers warranty, builders warranty, structural warranty, or part of your homeowners insurance.

Having a home warranty with the pool coverage option can offset the cost of repairs or malfunctioning equipment. When you purchase optional pool coverage from 2-10 HBW, you get coverage for the following pool elements:

• All heating components
• Pool filtration systems
• Saltwater cells and circuit boards

Not every component in a swimming pool or spa is covered under a home warranty plan. For example, 2-10 HBW coverage doesnt include jets, lights, waterfalls, underground pool lines , or chlorinators.

Finally, pool coverage will not apply if the pool came with a pre-existing condition. Make sure to conduct a thorough pool inspection before considering home warranty coverage. Additionally, coverage does not apply if the pool broke down as a result of an accident, an environmental disaster, or from malice or negligence.

Cinch Home Services: Best For Additional Benefit

BBB Rating: B

Not only does Cinch Home Services provide an industry-leading, 180-day workmanship guarantee, but it also spoils its customers with additional protections, like rust and corrosion and unknown preexisting condition coverage. When you need to request service, you dont have to worry about making a call. Cinchs easy-to-use digital platform allows you to schedule service online from anywhere at any time of the day and it only takes a few minutes.

Other benefits include a $25 credit for air conditioning or water filters and a free water filter to help you detect leaks. In certain areas, even people without a protection plan can access Cinchs pool of prescreened service professionals and schedule a repair through the company.

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Best For Customer Satisfaction: Liberty Home Guard Home Warranty

Liberty Home Guard Home Warranty is our top pick for customer satisfaction because of the average Better Business Bureau customer review rating of 4.63, which involved over 1,200 verified reviews. This rating was by far and away the best satisfaction rating for any company we reviewed and reflects a strong pattern of treating their customers well. Liberty also has a very user-friendly website, transparent pricing, helpful live-chat customer service, discounts, and optional add-ons . The company offers policies in all states except Washington and Wisconsin, and its an accredited Better Business Bureau business with an A rating.

• Multi-year discounts on some plans

• Great selection of optional add-ons

• Cant choose your service technician

• Lower-than-average payout benefit cap

The average Liberty Home Guard Home Warranty plan costs $587, with a payout cap of $2,000 per year per covered appliance or system. The company tries to dispatch repair technicians within 24-48 hours of service requests.

Liberty Home Guard offers three basic plans :

• Appliance Guard:washer/dryer, refrigerator, built-in microwave, dishwasher, garbage disposal, range/oven/cooktop, ceiling and exhaust fans, and garage door opener.
• Systems Guard: air conditioner, heating, ductwork, plumbing, electrical, and water heater
• Total Home Guard: everything the Appliance Guard and Systems Guard plans cover

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